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@media(min-width:1450px){.hero{background-size:cover;background-position:center 65%}}
@media(max-width:1150px){.header-inner{padding:18px 26px;gap:22px}.header nav{gap:15px}.header-phone{font-size:17px}.logo{width:195px}.logo img{width:214px}.header nav a{font-size:11px}.hero-inner{gap:30px;padding:45px 35px;grid-template-columns:1.5fr 1fr;min-height:680px}.hero-copy h1{font-size:46px}.hero-copy p{font-size:21px}.contact-card{padding:24px}.contact-card h2{font-size:26px}.large{grid-template-columns:1.3fr 1fr}.large h2{font-size:25px}.partner img{width:270px}.partner h2{font-size:24px}.card-copy{padding:18px}.card-copy h2{font-size:21px}.contact-banner{flex-wrap:wrap}.other-products{gap:16px}}
@media(max-width:800px){.container{padding:0 20px}.header-inner{padding:12px 20px;min-height:70px;flex-wrap:wrap;gap:8px}.logo{width:198px;height:35px}.logo img{width:216px}.header-phone{display:none}.menu-toggle{display:block;margin-left:auto;background:white;border:1px solid #d4dfe9;color:#012074;padding:10px 14px;border-radius:4px;min-height:44px}.header nav{display:none;width:100%;margin:0;padding:12px 0}.header nav.open{display:grid;gap:0}.header nav a{font-size:15px;padding:13px 0}.hero{background:none}.hero-inner{display:flex;flex-direction:column;padding:28px 20px 24px;gap:22px;background:#eef7fc;min-height:0}.hero-copy h1{font-size:clamp(32px,7.7vw,45px);line-height:1.08;margin-bottom:16px}.hero-copy p{font-size:17px;line-height:1.55}.hero .contact-card{width:100%;max-width:550px;margin:0 auto}.contact-card h2{font-size:25px}.fields{gap:13px}.hero:after{content:'';display:block;background:url('reference-photos/hero.webp') center 65%/cover;aspect-ratio:1.7}.insurers{padding-top:24px;margin-bottom:25px}.insurer-row{justify-content:flex-start;gap:28px}.insurer-row span{font-size:19px}.main-products{grid-template-columns:1fr;gap:20px}.large{min-height:300px}.large .card-copy{padding:24px 18px}.large h2{font-size:26px}.large p{font-size:15px}.large .button{font-size:13px;padding:12px}.other-products{grid-template-columns:1fr 1fr;gap:16px;margin-bottom:30px}.other-products .card-copy h2{font-size:20px}.other-products .card-copy p{font-size:13px}.partner{display:block;padding:28px 24px}.partner h2{font-size:25px}.partner img{width:260px;margin:25px auto 0}.process{padding:45px 0 15px}.process>div{grid-template-columns:1fr;gap:20px;margin-top:25px}.process h3{font-size:22px}.process p{margin-bottom:0}.section-heading{display:block}.section-heading h2{font-size:27px;margin-bottom:16px}.article-grid{grid-template-columns:1fr;gap:0}.article-grid h3{font-size:23px}.faq{margin:30px 0}.faq h2{font-size:27px}.contact-banner{margin:35px 0;padding:25px;display:grid;gap:20px}.footer{padding-bottom:90px}.footer-inner{display:grid;gap:24px}.footer nav{gap:25px}.mobile-actions{display:flex;position:fixed;bottom:0;left:0;right:0;background:white;border-top:1px solid #d2dfeb;padding:9px 12px calc(9px + env(safe-area-inset-bottom));gap:10px;z-index:20}.mobile-actions a{min-height:45px;display:flex;align-items:center;justify-content:center;flex:1;text-decoration:none;font-size:14px;font-weight:700;border:1px solid var(--navy);border-radius:4px}.mobile-actions a:last-child{background:var(--navy);color:white}.subpage{padding-top:30px;padding-bottom:40px}.subpage>h1{font-size:36px}.page-lead{grid-template-columns:1fr;gap:28px;margin-bottom:30px}.page-lead h1{font-size:37px}.page-lead p,.lead{font-size:18px}.page-lead .product-photo{min-height:200px}.detail-layout{grid-template-columns:1fr;gap:25px}.prose h2{font-size:26px}.prose p{font-size:16px}.offer-grid{grid-template-columns:1fr 1fr;gap:16px}.article-page{padding-top:30px;padding-bottom:40px}.article-page h1{font-size:34px}.contact-details>a:not(.text-link){font-size:20px}}
.hero-inner{grid-template-columns:minmax(0,1.6fr) minmax(0,1fr)}.hero-copy,.contact-card{min-width:0}.product-card .card-copy{display:flex;flex-direction:column}.card-copy .text-link{margin-top:auto}.page-lead .product-photo{min-height:0;aspect-ratio:228/137}
@media(max-width:1150px) and (min-width:801px){.header-phone{display:none}.header-inner{min-height:70px}.hero-inner{grid-template-columns:minmax(0,1.65fr) minmax(0,1fr);padding:45px 32px}.hero-copy h1{font-size:43px}.hero-copy p{font-size:20px}.contact-card{padding:24px 20px}.contact-card h2{font-size:24px}}
@media(max-width:800px){.fields{grid-template-columns:1fr 1fr}.fields label:nth-child(n+3){grid-column:1/-1}.fields label{min-width:0}.large{display:flex;flex-direction:column;min-height:0}.large .product-photo{height:180px;flex-shrink:0;aspect-ratio:auto;background-size:cover}.large .photo-1{background-position:left 85%;background-size:150% auto}.large .card-copy{padding:24px}.large .button{align-self:flex-start}.large h2{font-size:26px}.large p{max-width:48ch}.offer-grid{grid-template-columns:1fr}.offer-grid .product-photo{aspect-ratio:228/137}.hero-copy h1{font-size:31px;letter-spacing:-.045em}.mobile-actions{max-width:100%}.mobile-actions a{min-width:0}}
.large .photo-1{background-size:auto 100%;background-position:12% center}html{scroll-padding-bottom:90px}.other-products .product-card{display:flex;flex-direction:column}.other-products .card-copy{flex:1}.other-products .product-photo{flex-shrink:0}
@media(max-width:800px){.large .photo-1{background-size:150% auto;background-position:left 85%}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}